Corporate Insurance

At NW Brown, we remain at the forefront of the insurance market by continuously reviewing industry developments and bringing this expertise to our clients' organisations. We also work closely with businesses to fully understand the technologies involved. Over the years, we have built strong relationships with a number of technology-based clients through our research and development work.

We are affiliated with companies that assist start-ups with their fundraising activities and manage funds that invest in early stage businesses. Our wide experience means we can fully understand our clients and their investors' needs.

How We Can Help Your Organisation

• Property and management liabilities insurance
• Directors and officers insurance
• Insurance for other liabilities
• Employment law protection
• Professional indemnity
• Business interruption including utility downtime
• Internet liability and website damage
• Legal expenses including intellectual property protection.

Full Consultancy Service

We can provide you with a fee-based consultancy service to cover:

• A full confidential appraisal of your needs we will take into consideration your existing insurance and design a bespoke insurance portfolio to provide the best protection for your business
• Risk management assessments to establish whether the potential for loss, damage or injury can be reduced or avoided - we look at how an insurance portfolio should be structured in order to achieve the necessary protection
• Negotiation of claims with your insurance company, on your behalf
• Facilitating Health & Safety audits to ensure all necessary steps are being taken to comply with ever-changing legislation.

Insurance Broker Service

We can simply act as your insurance broker, providing the following services:

• Report writing - providing a review including recommendations
• Implementation - according to the action plan we agree
• Broking - selecting the best insurer to underwrite your portfolio.

Efficient Claims Service

Our dedicated claims handlers provide immediate post-loss advice and arrange visits where required. We will also present information to the insurer and negotiate with the insurance company on your behalf to ensure that a fair settlement is achieved.

Adjusting Your Cover

Businesses evolve and grow and we make sure that your insurance portfolio has the flexibility to adjust to changes as they occur. Many businesses benefit from frequent reviews to keep pace with change and developments in the insurance market. We will review and recommend adjustments as often as you wish, although this is usually carried out annually.

Annual Review

We review the insurance market at least annually and prepare recommendations for change before our annual renewal meeting. As part of this review, we also help many of our clients to develop a Disaster Recovery Plan, which helps companies respond to disaster in an organised and effective way.

Charges

Traditionally, brokers are remunerated through insurance company commission. We can offer you an alternative fee-based service in which you pay the premium net of commission. The fee can either be calculated on a time basis or set as a fixed annual fee. (It is not possible to estimate claim-handling charges in advance and claim handling will be charged separately.)