Frequently Asked Questions
- How will I benefit from being a client and working with you?
As experts in a wide range of areas, we are able to offer truly independent, comprehensive, professional advice that can involve your other professional advisers should you so wish. It is reassuring that any advice received will be based on a comprehensive assessment of your current circumstances by a qualified and experienced consultant.
- Are you independent?
Yes. The philosophy of the firm is to provide you with truly unbiased advice. The firm is independently owned and we are not tied to any service or product providers.
- What service can I expect once I become a client?
The types of service vary between different departments but the ethos remains the same throughout in that we aim to provide a quality and efficient service tailored to you. For more information relating to the services offered, please refer to the main pages of each department on our website.
- I have numerous policies both held privately and via my employer. Can you help me with all of these?
Yes. We look at every detail of your existing financial arrangements including insurance policies, investments, pensions etc and assess their ongoing merit whilst identifying your key goals. We then highlight to you the strengths and weaknesses of your current situation and make any appropriate recommendations to improve.
- How do you plan to keep me updated and answer any questions that I may have?
We have numerous methods or updating clients and this is an area that is constantly being developed. There is the ability to review investment performance and account values online in some areas in addition to the many avenues of communication including telephone, email, fax, online enquiries, newsletters and invitations to seminars and the like. We welcome clients feedback as a way to further improve our services.
- How are you paid?
The method of remuneration depends upon the service obtained but in general, we can invoice fees, include within premiums paid and offset any commissions generated if appropriate. Generally initial meetings can be arranged at no charge in order to assess your individual requirements.
- What is financial Planning?
Financial Planning is the process of formulating strategies to manage your finances and help you identify and achieve your financial goals. Everyone can benefit from financial planning. NW Brown has experts in all fields of Financial Planning thus ensuring the advice you receive is relevant, accurate and bespoke to you.
- What is General Insurance?
Insurance can be categorised into two main areas consisting of general and life. General Insurance includes cover for such things as property, cars, travel and much more. NW Brown offer many specialist policies for almost every eventuality.
- How do you obtain new clients?
Naturally, being a professional organisation, NW Brown has formed many relationships with other professionals including solicitors and accountants. Working with your other advisers can be highly efficient and so cross referrals are often made. In addition, good news spreads and numerous existing clients choose to pass on our name to their peers.
- How do I become a client?
Please click here to submit an enquiry or if you would rather, you may email email@example.com or call 01223 357131 for the Cambridge office or 01603 661156 to speak to somebody based in Norwich.
- Are you able to work with my accountant and solicitor?
Yes. In fact we welcome input from your other advisers.
- Can you provide tax and legal advice?
Generally we recommend that you seek specialist advice from your accountant or solicitor but we are happy to work with these professionals to provide you with the most efficient service possible.
- What happens if it all goes wrong?
Naturally, sometimes mistakes can happen and as a regulated Company we actively work to ensure that should an error ever occur that we work with those affected to provide a satisfactory outcome. In the first instance, we ask that you speak to your regular consultant who will be able to assist you further. It is also reassuring to know that your investments are covered by the Financial Services Compensation Scheme.