Individual Savings Accounts (ISAs)

ISAs can be used to negate the impact of taxation and make a small amount of interest on savings. ISAs have undergone a number of changes over the last few years and the limits will change again in 2012.

Key Features Of ISAs

We will help you decide whether ISAs are suitable for your portfolio. Here are the main points to bear in mind:

• You can have one Cash ISA up to the limit of £5,340 each year, which will form part of your overall limit of £10,680 per year
• You can invest up to the full £10,680 per year into a Stocks and Shares ISA if you wish, or if incorporating a Cash ISA, the balance of your annual allowance.

New Limits For 2012

From 6th April 2012, the overall allowance will increase to £11,280 and you will be able to save £5,640 into a Cash ISA.

For more information about our IFA and investment planning services, simply complete our enquiry form send us an email or call our Cambridge office on 01223 357131 or our Norwich office on 01603 661156.