Our Landlords Insurance has been specifically developed for property investors and buy-to-let landlords. We have worked closely in developing this comprehensive insurance package and supporting software with Royal & Sun Alliance Insurance Plc, a leading UK insurer who underwrite the policy.
Easy to set up
The policy is quick and easy to set up without the need for paperwork. Our responsive and personalised service is enhanced by the use of email and the internet, with online application forms and claim forms available.
- Option for all correspondence to be sent by email, which can be of particular benefit if you are based overseas
- Most claims are handled in-house with settlement within 48 hours of receipt of a final invoice
- Policy documents are issued immediately on site and sent to the policyholder or solicitor by email, fax or post
- Installment option is available with automatic renewal.
These are the basic features of our standard cover. For full details of the policy features and benefits, please request a policy wording or policy summary.
- Buildings cover for loss or damage to the property, including cover for accidental damage
- Contents cover for loss or damage to furnishings in the event of fire, theft or water damage
- Property owners' liability up to 2 million to cover your liability to the general public and tenants
- Search and Trace cover for costs incurred in locating the source of damage to buildings caused by the escape of water or oil
- Indemnity for loss of income/loss of rent if your property is rendered uninhabitable by an insured event
- Alternative accommodation cover for the cost of re-housing contracted tenants if your property is rendered uninhabitable by an insured event
- Emergency assistance cover for the cost of call-out charges up to 500 in the event of an emergency at your property.
Additional cover available
- Legal expenses cover for the cost of litigation to recover unpaid rent from tenants
- Legal expenses cover for property disputes
- Employers' liability up to 10 million to cover your liability to those you employ to maintain the property.
For a no-obligation quote, simply complete our enquiry form, send us an email or call us on 01223 720350.