For most of us, the state pension will not provide adequate funding in retirement to maintain the lifestyles we become accustomed to during our working lives. Making private pension arrangements ensures a comfortable and enjoyable retirement and gives you peace of mind that you will not outlive your funds.
We have broad experience across the whole pensions arena. Whether you are looking for a straightforward and simple pension arrangement, or you need advice on more sophisticated products such as a Self-Invested Personal Pension (SIPP) or a Small Self-Administered Scheme (SSAS), we can help.
Pensions legislation is evolving all the time and, despite simpler rules in recent years, there are still many issues and pitfalls to overcome. Our experts have extensive knowledge of both current and previous legislation so are well-equipped to steer you along the right path. Our team will help ensure available tax advantages are fully utilised and will guide you through the methods of generating income from your pension when you retire.
A pension is a long-term commitment, so our service incorporates regular reviews of your arrangements to make sure that they are still performing to the agreed standard and are meeting your needs. However, in accordance with current legislation you will be unable to access your pension before age 55 in most circumstances.
Please note that, as with any investment, your money is at risk. The value of your investments can go down as well as up and you may receive back less than you invest.